Deposit Glossary
Executed Rate
A practical explanation of Executed Rate, including what it means, how it is used, and why it matters in real savings decisions.
Definition
The enforcement interest rate is the actual interest rate actually enjoyed by the depositor. It may differ from the listed interest rate published on the official website or on the counter. It is usually affected by activities, quotas, channels and regional factors.
? Why Should You Understand Executed Rate？
It's not the poster numbers that really affect your interest income, but the final closing rate. This difference is particularly important for large rated deposits and large certificates of deposit.
Key Points for Understanding This Term
- Executing the interest rate is the real input value for the earnings calculation.
- There may be slight differences between different cities and outlets of the same bank.
- The larger the amount and the longer the term, the more important it is to review the enforcement rate.
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